Get The Right Fee-Free Mortgage In Exeter

Seeking the perfect mortgage in Exeter? We'll connect you with a local advisor for expert guidance and the best rates tailored to your needs.

Exeter family dream home

Why Choose a Exeter Mortgage Advisor?

Navigate Exeter's unique property landscape with local expertise:

  • Expert Guidance: Mortgage advisors have in-depth knowledge of the market and can provide tailored advice for your situation.
  • Time Savings: They handle paperwork and negotiations, saving you time and reducing stress during the home-buying process.
  • Better Rates: Advisors have access to a wide range of lenders and can often secure more competitive mortgage rates.
  • University Impact: Understand how the University of Exeter influences the local property market.
  • Historic Property Know-How: Get specialised advice on mortgages for Exeter's charming period homes.
  • Coastal Market Insight: Benefit from advisors familiar with Exeter's proximity to desirable coastal areas.

Exeter Housing Market Snapshot

Discover key insights into Exeter's dynamic property landscape. From average prices to popular areas, these figures paint a picture of the city's robust market, helping you make informed decisions about your property investment.

🏠 Average House Price: £305,903.00

📈 Annual Price Growth: 2.8%

🔑 First-time Buyer Average: £245,000.00

🏘️ Most Popular Area: St. Leonard's, Heavitree

💼 Avg. Salary to House Price Ratio: 1:9

🏢 Rental Yield: 4.2%

🌐 Population: 131,405

Pros and Cons of living in Exeter

Pros of living in Exeter

Quality of Life

Consistently ranked as one of the best places to live in the UK, offering a great work-life balance.

Strong Economy

Thriving business scene with a mix of traditional and emerging industries, providing good job opportunities.

Natural Beauty

Close proximity to beautiful beaches, Dartmoor National Park, and the picturesque Devon countryside.

Rich History

Home to a stunning cathedral and numerous historical sites, offering a blend of old and new.

Cons of living in Exeter

Rising Property Prices

Increasing popularity has led to higher house prices, making it challenging for some buyers.

Limited Public Transport

While well-connected by rail, local public transport can be limited compared to larger cities.

Seasonal Tourism

Popular tourist destination, which can lead to crowded areas during peak seasons.

How Does Mortgage Mapper Work?

How Mortgage Mapper Works Image

Steps

1

Share Your Details: Tell us about your Exeter property dreams.

2

Get Matched: We'll connect you with a suitable mortgage adviser for you and send you an introduction email.

3

Receive Expert Advice: Get tailored guidance for the Exeter market and your individual circumstances.

4

Secure Your Mortgage: Move forward with confidence in your Exeter home journey.

Why Exonians Trust Us

Local Market Expertise

Our advisors have in-depth knowledge of Exeter's diverse property landscape.

University Town Insight

We understand the specific needs of Exeter's thriving academic and student communities.

Coastal Property Savvy

Specialised guidance for those interested in Exeter's proximity to desirable coastal areas.

Historic Home Know-How

Expert advice on mortgages for Exeter's charming period properties.

Tailored Matching

We connect you with advisors who specialise in your unique financial situation.

Client-First Approach

Our excellent ratings reflect our dedication to outstanding customer service.

Crunch the Numbers
for Your New Home.

Simple calculators that show you different mortgage options and help you understand what may be affordable for your new home purchase. For illustrative purposes only.

Frequently Asked Questions

What is mortgage advice?

Mortgage advice is a service provided by qualified professionals who help you find a suitable mortgage product based on your specific financial circumstances and needs.

Why should I use a mortgage adviser?

A mortgage adviser can save you time by researching suitable mortgage options, guide you through the application process, and potentially access mortgage deals not available directly to consumers.

Do I have to pay for mortgage advice?

Many mortgage advisers offer fee-free advice, which means they receive commission from the lender rather than charging you directly. Always check the adviser's fee structure before proceeding.

What information will I need to provide?

You'll typically need to provide details about your income, employment, current debts, credit history, and information about the property you wish to purchase.

How long does the mortgage advice process take?

The initial consultation typically takes between 30 minutes and 1 hour. The entire process from first meeting to mortgage offer can take several weeks depending on complexity.

What's the difference between fee-free advice and no-obligation quotes?

Fee-free advice means the adviser doesn't charge you directly for their service. No-obligation quotes mean you can receive information without committing to proceed with that adviser.

Can a mortgage adviser help with remortgaging?

Yes, a mortgage adviser can help identify suitable remortgage options for your specific and current needs or release equity from your property.