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Calculate Your Monthly Mortgage Repayments

Estimate your monthly mortgage payments quickly and easily. Plan your home purchase with confidence using our free, user-friendly calculator, or access our super advance calculator.

Crunch the Numbers
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Simple calculators that show you different mortgage options and help you understand what you can afford for your new home purchase.

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Affordability Calculator

Find out how much you could potentially borrow for a mortgage.

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Hidden Costs Calculator

Don't get caught out - calculate the additional costs of buying a home.

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Advanced Mortgage Calculator

For those who want to dive deeper into understanding how mortgages work.

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Understanding Your Monthly Mortgage Repayments

Monthly mortgage repayments are the regular payments you make to your lender to pay off your home loan. These payments typically include:

  • 1.
    Principal: The amount you're paying towards the original loan amount.
  • 2.
    Interest: The cost of borrowing money, calculated as a percentage of the remaining loan balance.
  • 3.
    Insurance: Some mortgages include buildings insurance in the monthly payment.
  • 4.
    Taxes: In some cases, property taxes might be included in your monthly payment.

Your monthly repayment amount depends on several factors:

  • 1.
    Loan amount: The total sum you've borrowed.
  • 2.
    Interest rate: The total sum you've borrowed.
  • 3.
    Loan term: The length of time you have to repay the loan (usually 25-35 years in the UK).
  • 4.
    Repayment: Whether you have an interest-only or repayment mortgage.

Use our calculator below to get an estimate of your monthly repayments. Remember, this is a general guide – for a precise figure, consult with a mortgage advisor who can take into account your specific circumstances and the latest deals available.

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Steps

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Share Your Details: Tell us about your property dreams.

2

Get Matched: We'll connect you with top mortgage advisors and send you an introduction email.

3

Receive Expert Advice: Get tailored guidance for your unique circumstances.

4

Secure Your Mortgage: Move forward with confidence in your new home journey.

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